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The Top 5 Mistakes to Avoid While Buying a New Home

Buying a new home is your chance to finally fulfil the ultimate dream of home ownership. Along with being your sacred haven, a home is also a great investment for you and your family’s future. However, since the purchase is one of the biggest decisions you will make in your lifetime, there are many things that can go wrong, turning your dream into a nightmare. In order to be sure that you are on the right track, avoid the following 5 mistakes while buying a home:

1. Going Overboard On Your Budget

Many home buyers tend to go shopping for homes and start loving the additional features offered by real estate projects in Pune. However, it is important to have a set budget and try your best to stick to it. At the onset, it may not seem too much to stretch your budget a little to buy a home you really love. However, you must consider the possibility of a reduced income or other financial setbacks before you blow up your budget considerations.

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2. Forgetting to Calculate the Added Costs

In the excitement to buy a new home, many customers forget to calculate the other overheads associated with owning an apartment in Pune. Right from home insurance, property taxes to monthly maintenance costs, there will be a lot of expenses coming your way when you buy a home. Don’t forget to calculate these expenses in your budget planning.

3. Opting for A Nominal Down Payment

Many builders in Pune will offer you a property at a minimal down payment. However, remember that if you pay a lower down payment, it translates into higher EMI, not to forget higher interest. Plus, if for any reason you need to sell the property at an early stage, you will have a lower equity in the property and thus, might end up with a non-profitable deal. It is best to pay as much down payment as you can to get lower EMIs and interest.

properties in pune

4. Buying Everything New to Match a New Home

Many people feel that when they buy a shiny new apartment in Pune, they must match it with a new car, new furniture or new electronics. However, buying a new home is going to affect your finances in a big way, so it is best to refrain from overspending at least for a few initial years. Start living in your new home and analyse the things you really need, save up and then buy them one by one.

5. Not Thinking About the Neighbourhood & Its Future

Many buyers are lured by real estate projects in Pune that are highly affordable. However, if you don’t consider the neighbourhood, you might be in for many unpleasant surprises down the road. It is important to analyse the location and ensure it has basic amenities like water, electricity and a strong infrastructure. Also, make sure the location has good future prospects in order to gain appreciation on your investment.

Buying a home can be stressful and overwhelming and it may come with its share of potential pitfalls. However, if you are well-informed about the possible issues, you can prevent costly mistakes and buy with confidence!

properties in pune

All You Wanted to Know About Built-up and Carpet Area Calculations

Are you shopping around for flats in Pune? You might come across thousands of real estate projects in Pune, making your decision a challenging one. While some builders might offer a flat of 1000 sq. ft. for 25 lakhs, the other might offer a property for the same amount but with a claim of a bigger area of 1200 sq. ft. As a buyer, you might think the larger area is the better deal, right? Don’t make your decision so fast. Area of a property might be one of the vaguest terms used by builders in Pune and many realtors are known to exploit this ambiguity to a high extent. While buying a house, you might hear the terms carpet area, built-up area and super built-up area and these terms might cause a lot of confusion.

properties in pune

Not knowing the right meaning of these terms will give developers a chance to take you for a ride and rip you off extra lakhs. Understanding these aspects of property calculations is not rocket science. Read on to know how areas are calculated in a home and how you can save your hard-earned money.

Carpet Area

Like the name suggests, carpet area that can be actually covered by a carpet in your home or the area without the thickness of inner walls. This is the real space you will have at your disposal in the home and focusing on the carpet area while buying will help you understand the usable area in different parts like bedroom, kitchen and living room. Many builders in Pune don’t even mention the carpet area at first. They might just talk about the built-up or the super built-up area. It’s important to clearly ask about the carpet area in order to understand the amount of space you will have inside your dream home.

properties in pune

Built-up Area

The built-up area is derived after adding the carpet and wall areas. This includes the area that is being occupied by the walls in your home, including the thickness of the inner wall units. This area is usually 20% of the built-up area and it changes the perspective of the home completely. Other areas like the dry balcony, flower beds, etc. constitute about 10% built-up, making the total of 30% and above. In most cases, builders offer a built-up area of 35-40%. So usually, the usable area in a home is just 60-65% of the area mentioned. So if a builder is offering 1200 sq. ft. built-up, remember that 40% of it might be unusable, so you will only get around 720 sq. ft. for usage.

Super Built-up Area

Also known as the saleable area, this is a favourite term of builders. This is calculated by adding the built-up area and the common areas like lifts, corridors, lobby and even amenities in some cases. This can be almost 25% more than the built-up area.

properties in pune

While selling real estate projects in Pune, many builders add 35-40% loading in the carpet area to derive the built-up area. So, if the carpet is 1000 sq. ft., the built-up can go up to 1400 sq. ft., causing you to spend an additional amount for the space that you won’t get to use. On the contrary, Mittal Builders charges only 30% loading in the carpet area for the built-up area. So in a 1000 sq. ft. carpet, the built-up goes to just 1300 sq. ft., saving you money for 100 sq. ft. As the company works with CREDAI association standards, customers can be assured of a transparent and honest deal.
Remember to always ask the builder for the exact calculations of the carpet, built-up and super built-up area before you book flats in Pune.

Buying guide to real estate

Over the years buying a home has become everyone’s dream. A lot of sentiments are attached when it comes to owning a home for the family. However the increasing real estate price and the cost of raw materials make the civilians think twice before investing in it. Besides, there are multiple factors like income tax,savings, property tax etc, which need to be considered before investing in real estate.There are many factors to consider and many decisions to make. That’s why, when buying, it’s crucial for you to have all the available resources necessary to make a well-informed decision, together with the time required to make complete use of them.

Pune still largely remains a buyer’s market with the property prices increasing at a higher rate than rental rates. The vast improvement in the job opportunities in the past also contributed a lot to the property prices as a lot of professional also were keen to buy a property and intended to settle down in the city.

Some of the top projects in Pune are at situated in areas like Hadapsar, Kondwa and are found to have cheaper property rates and proven to be affordable for the individuals having income between 6-15 lacs per annum.

Generally, finding and purchasing a real estate includes the following steps:-

1.Research Your Options, Define Your Goals and Make Your Plans:-

Given that buying a home in Pune is such a big step, it is more important for you to educate and prepare yourself as much as possible in advance. This means clearly determining why you’re buying and what kind of Properties in Pune you’re looking forward for.As buying and financing a home are so closely related, it also means examining your current financial situation and projecting how much you can afford.

properties in pune

2.Why Pune?

Pune is situated to the west of Maharashtra and is the eighth largest metropolis in the country. Considered as the second largest city of Maharashtra, Pune is tagged as one of the fastest developing urban territory of India. One of the historical cities of the nation, Pune is endowed with a shining past, a ground breaking present and an auspicious future.After Bangalore, Pune has emerged as the potential destination to cater the growing number of IT companies in the country.Considered as an end-user market, the real estate prices in Pune are drastically increasing and the prices are supposed to touch the sky in the coming time.

pune properties

3.Who are the Top Builders in Pune?

Buying a flat in today’s era has become difficult, as end person is having a vast variety of builders to choose from. So it’s Important for him to have a survey about the Top Builders in Pune and then choose from the best among them. However, with all the unique opportunities and potential pitfalls of the current market, it’s even more important for him to visit the Builders office and check what extra he has to offer him.

4.View the projects and select the one:

Simply starting the home search process is knowing what you’re looking for and in which area you are likely to settle down and then choose Top Properties in that area.

Here are few recent facts about the search process that might help you in the searching process :-

  • Almost 90% of buyers use the internet to search Home.
  • The typical buyer searches for 12 weeks and visits 12 sites.
  • 81% of buyers find real estate agents useful in the search process.

 new properties in pune

5.If you select your home then know about society Amenities:

While searching fora flat, the following points needs to be considered before finalizing i.e.society formation, electricity meter, parking space, health club, swimming pool maintenance charges, and any other payment that you are expected to make. Getting lower base rate should not be at the cost of paying higher rates for other amenities.

new projects in pune

 

 

An expert advice about Pune Properties

Pune is near to the financial capital, Mumbai, has made growing hub for educational institutions and IT companies, which has at last prompted in increment property costs.

There are various others things which you should know about pune real-estate.

Financial specialists are coordinating toward fringe zones

Fringe extension and periphery region advancement is the pattern what Pune now takes after. This is because of the steep rise in property rates in central Pune and affordability in prices in these outlying localities. Likewise, Kondhwa and Singhad Street have developed as potential areas for private.

Smart city label to boost project prospects

It is the buzzword that has created a wave in the whole country and hence considerable growth will be witnessed within and outside the limits of these smart cities. A notable 32% of respondents of a survey carried out in the same context displayed interest in procuring units in these budding hotspots.

Pune- Knowledge and IT hub

Property on Sinhgad Road

Various understudies have moved here, Pune being the Oxford of the East and property costs in closeness to instructive organizations are nearly higher. This division is driven on a profoundly prepared and proficient work force who are vigilant for homes in shifted value sections inside Pune, a number of whom are principally hunting down rental units.

NRI investment in commercial sector

Owing to relaxation in regulations and eased out procedures by the RBI, the NRIs are now drawn to investment in commercial properties and Pune is a good option as there are range of projects-schools, hospitals, restaurants, malls in several commercial pockets and upmarket areas of Pune.

Leaning towards eco-friendly housing segment.

Developers are now attaching importance to green buildings and sustainable architecture in their construction projects in view of saving on resources and long term cost effectiveness. They are drawing attention to eco-housing in order to offer healthy spaces for tenants to reside in and maintain high conservation standards to ensure environment safety.

Mittal builder is a top builders in pune which has proven their ability in real-estate by developing various properties in pune.

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We work on the philosophy that gives everlasting, emotional bonds over material gains, translates into ever smiling faces. This is our investment of future.